Donnie Hoock, NMLS 1319720 - Movement Mortgage

Donnie Hoock, NMLS 1319720 - Movement Mortgage Donnie Hoock, Sr. Loan Officer - NMLS ID 1319720-Movement Mortgage

A seller concession can be valuable, but how you use it matters.Depending on the numbers, applying those dollars toward ...
09/09/2026

A seller concession can be valuable, but how you use it matters.

Depending on the numbers, applying those dollars toward a rate buydown could affect your monthly payment differently than negotiating a lower purchase price. I’ll run both scenarios so you can see the actual impact before deciding.

If you stepped away from your home search because there weren’t enough options, this market deserves another look.More h...
09/08/2026

If you stepped away from your home search because there weren’t enough options, this market deserves another look.

More homes for sale can mean more choices, more breathing room, and a better chance of finding something that actually fits - not simply settling for what’s available.

Let’s see what’s changed since you last looked.

09/07/2026

There’s a lot that goes into deciding whether buying a home makes sense, and no single headline tells the whole story.

That’s why I like breaking down what’s happening and, more importantly, what it could actually mean for you.

You don’t have to become a housing or mortgage expert. You just need good information, the right context, and someone you can ask questions along the way.

A mortgage payment isn’t just another monthly bill. Over time, it can help you build ownership, turn part of your housin...
09/04/2026

A mortgage payment isn’t just another monthly bill. Over time, it can help you build ownership, turn part of your housing expense into an asset and move you closer to owning the home outright.

That long-term picture is one of the biggest reasons I believe homeownership is worth exploring.

September can be an interesting month for buyers. Last year, nearly 1 in 5 listings had a price reduction during the mon...
09/03/2026

September can be an interesting month for buyers. Last year, nearly 1 in 5 listings had a price reduction during the month.

That doesn’t mean every seller will negotiate, but if a home has been sitting for a while, it may be worth having the conversation.

Would you rather have a smaller home filled with natural light, or more square footage with less of it?There’s no wrong ...
09/02/2026

Would you rather have a smaller home filled with natural light, or more square footage with less of it?

There’s no wrong answer, but I’m curious which one you’d choose.

This headline caught my attention. When prices move (even modestly) it can change the monthly payment, the cash needed a...
09/01/2026

This headline caught my attention. When prices move (even modestly) it can change the monthly payment, the cash needed at closing and which homes may fit your budget.

If you’ve been looking but haven’t checked your numbers recently, it may be worth taking another look.

08/31/2026

Sometimes the individual numbers don’t seem like much on their own, but when a few of them start moving in the same direction, I pay attention. That’s what caught my eye this week.

If buying a home is somewhere on your radar, I think it’s worth knowing when the market starts showing little signs of change.

One of the things I like to remind buyers is that there usually isn’t just one way to structure a mortgage.Different loa...
08/28/2026

One of the things I like to remind buyers is that there usually isn’t just one way to structure a mortgage.

Different loan programs, down payments and financing strategies can make sense for different people. I’d much rather start with what you’re trying to accomplish and work backward from there.

That conversation can make a bigger difference than you might think.

I know it’s hard not to compare today’s mortgage rates to the really low rates we saw a few years ago.But zoom out beyon...
08/27/2026

I know it’s hard not to compare today’s mortgage rates to the really low rates we saw a few years ago.

But zoom out beyond 2020 and 2021, and the picture looks a little different. Those ultra-low rates were much more unusual historically than what we’re seeing today.

Doesn’t mean rates don’t matter. They absolutely do. I just think a little perspective helps.

Address

575 Lynnhaven Pkwy, Ste 101
Virginia Beach, VA
23452

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

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