Madronus Wildfire Defense

09/27/2024

Great report from Texas A&M University and Cedar Park, Texas government about how resistant features like stucco siding, clay tile roofs, and structure separation allowed fire fighters to safely attack the when it threatened the community in early August.

As one of our local fire chief says, "We need homeowners to create good defense so we can bring the offense."

Hats off to Texas A&M Forest Service and Cedar Park Fire Department for preventing an urban conflagration.👏

August 8 - August 18, 2023

09/24/2024

This client thoughtfully incorporated and into their remodel project and achieved their IBHS Home designation with flying colors. 🏠✅

09/19/2024

This clarifies rules that were assumed, so it's a good thing to do now before a catastrophic loss. We hope it never gets put in motion, but every policy dropped by the admitted market is put on the backs of every other CA policyholder (doesn't limit to only homeowners policies).

"More than 419,000 properties are now covered by the FAIR plan, which has grown to become one of the state’s primary insurers. Its risk exposure is nearly $400 billion as of June 30, up 26% in six months.

Under new details of a plan first announced in July [and after the FAIR plan has exhausted all of its reserves, reinsurance and catastrophe bonds], insurance companies will be required to cover half the cost of losses of up to $2 billion in total claims — $1 billion for residential and $1 billion for commercial. But the other half can be recouped from consumers through a surcharge if the insurance commissioner gives approval."


https://hubs.ly/Q02QrZK10

https://hubs.ly/Q02QrMqj0

09/16/2024

Another day, another beautiful home. Congrats to our on getting their IBHS Wildfire Prepared Home certificate! 🏠✅

This client's story was particularly meaningful: they lost their home in 2019 and invested a lot in rebuilding their home to be hardened against wildfire threats.

Thanks to United Policyholders for all their work: this customer found us through their monthly wildfire meetings. Great community!

09/14/2024

"...In the most valuable and at-risk watersheds, every dollar invested in forest restoration can provide up to seven dollars of return in the form of benefits and provide a return-on-investment of 600%."

https://hubs.ly/Q02PVjvl0

Arid forests in the American West contend with overly dense stands and a need to reduce fuels and restore more natural fire regimes. Forest restoratio…

09/08/2024

Congrats to our latest client on getting their IBHS Wildfire Prepared Home certificate! 🏠✅

If you're a Farmers or CSAA/AAA customer, don't wait until your renewal deadline to get started. Our success rate is 5x better than those who try on their own.

09/05/2024

Not a day goes by that we don't hear about someone getting dropped by their insurer.

Insurers like Farmers and CSAA/AAA are requiring Insurance Institute for Business & Home Safety - IBHS Wildfire Prepared Home as a condition of renewal.

We help property owners and insurance agents navigate the process with a 5x higher success rate vs. DIY!

https://hubs.ly/Q02NM0Dw0

If you own a home in California, rate hikes and cancellations are becoming as common as September brush fires on scorched hillsides – and for much the same reason.

07/02/2024

Today we recognize wildland firefighters and their families for their dedication, hard work, and sacrifices to protect lives and communities.

Also a good time to remind Congress to increase their pay and improve working conditions!