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The Fahy Team

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United States
Salem, OR
The Fahy Team

The Fahy Team. Real Estate for your life, trusted guidance along the way. Serving Linn and Benton counties.

Anne Fahy (541) 760-5691
Andrea Fahy (541)250-9405

Anne and Andrea Fahy are licensed to sell real estate in the state of Oregon.

09/03/2026

👀 Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

🍂 Every fall, the housing market tends to shift. More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate. Those seasonal changes happen almost every year – and they can make buying a little easier.

📥 Let's talk about whether those same trends are showing up in our local market – and what it means for you.

09/01/2026

❓Have you seen the headlines about using your 401(k) to cover a down payment?

⚖️ Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

💡 But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

✅ So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

08/27/2026

🙋 Quick question: what's the one word you'd use to describe this year so far?

⚡ For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

🏡 Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

🔏 A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

📥 You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop a comment below, and let's compare the market you walked away from to the one that's here now.

08/25/2026

🔎 A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.

🔮 The problem? Forecasts show that’s probably not what’s in the cards. At least, not right now.

🏡 Mortgage rates aren’t expected to fall dramatically. And at the same time, home prices should keep rising at about the same pace they have been.

🔦 Now, that’s not what you wanted to hear, but it doesn’t mean you’re out of options. Sometimes the best move isn't waiting for the market to change. It's exploring what's still possible right now. Other people are still making it happen even with rates and prices where they are. Maybe you can too.

📥 Let's talk if you want help thinking it over.

08/20/2026

🤔 When's the last time someone told you what your house is worth? Not what some online estimate says. Not what your neighbor's place sold for. What your house is actually worth today.

👀 If you're like most people, it's been years. And that number is worth a second look, especially now because it also tells you how much equity you have.

🙌 Data shows homeowners have an average of about $311k of equity today. That’s six figures. Once you sell, you can use that to put more money down or even buy your next house in cash.

👍 So, today’s rates and prices may not be holding you back as much as you think.

📥 If you're even thinking about what's next, let's talk. I’d be happy to do a free equity assessment and show you exactly what you're working with. The number might just change what you thought was possible.

-UpHomebuyer

08/18/2026

📌 The latest home price data just made one thing clear. More markets are seeing prices rise. And fewer are seeing them fall.

🔦 Just one quarter ago, home prices were rising in 71% of markets. Today, it's 80%. That’s a pretty big shift in just 3 months.

🏡 Now, that doesn't mean prices are climbing everywhere. But it does mean there’s no widespread crash happening. If anything, prices may have turned a corner.

📥 Thinking about making a move? Send me a DM, and let's look at what's happening in our market before you decide what to do.

👍 And don’t buy into every headline you see about prices falling. The data clearly tells a different story.

08/13/2026

🙋 Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.

🏡 If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.

⚖️ Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere. Some places are already leaning much more toward buyers. Others still strongly favor sellers.

📥 If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.

08/12/2026

🔦 Mortgage rates aren’t random. They’re affected by 2 numbers.

🏦 The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

🎈 Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

👍 But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

🔎 Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

📚 In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure, they’re still higher than you may want, but it could be worse.

📥 Wondering if buying now still makes sense with rates like this? Send me a message and let's break it down.

08/06/2026

⏰ A lot of buyers are waiting because they think mortgage rates will drop dramatically.

🔮 The problem? That's not what today's forecasts say is going to happen. Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

💡 What’s that tell me? Waiting may not pay off the way you hope it will. So, if moving is important to you, I want you to know waiting isn’t your only option.

✅ Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.

📥 I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.

08/05/2026

Hi friends and clients,

Thank you all who messaged us to let us know that Anne’s email had been hacked. Our excellent tech team helped us and it’s all better now.

Please do not open any emails from Anne unless you’re expecting it. If you’re not sure, please let us know.

Thank you!

Address

Salem, OR

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	10am - 5pm
Sunday	12pm - 5pm

Telephone

+15412509405

Website

http://Fahyrealty.com/

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