08/19/2026
A roof claim shouldn’t feel like a rigged game. But an Oklahoma Watch investigation published August 17 reports that State Farm and Allstate used programs that sharply reduced roof claim payouts.
According to the investigation, wind claims paid fell from 75.9% to 29.2%, while hail claims dropped from 82.8% to 11.1%. Some Oklahomans reportedly had roofs denied by out-of-state adjusters who never inspected them in person.
From 2019–2024, 27,764 Oklahoma homeowners were fully denied, while 91,588 were partially denied.
That’s not just paperwork. It can become a five-figure problem for your home, your equity, and your insurability.
Continental Roofing Pros is your homeowner watchdog. We don’t just glance at shingles or rely on a drone. We perform forensic inspections, document the facts, and help homeowners challenge questionable denials with evidence.
Oklahoma’s 2026 protections also matter: insurers can no longer deny or non-renew a policy based solely on aerial imagery, and roof age alone: even 15+ years: can’t trigger non-renewal.
Don’t let an inaccurate inspection dictate your coverage. Get the roof data before the next storm or claim decision.
Book a FREE roof inspection in 10 seconds at crproofs.com.
No phone calls. No talking. No hassle.
Book now. That easy.
