08/19/2026
Property claim? Should you use the insurer’s preferred vendor? NO.
WHY?
**Loyalty Is to the Insurer — Not You
When you choose a preferred contractor, remember that they are paid for loyalty to your insurance company. As a result, your restoration service may prioritize the insurer’s interest even if that means cutting corners to save money.
**You May Not Get A Full Restoration
This follows from the previous point. Because preferred contractors aim to satisfy the insurer, their estimates may omit needed repairs or code upgrades—even if your policy covers them. Insurers want to limit restoration costs and may influence contractors in ways that leave you short-changed.
**Fewer Options if Problems Arise
Preferred contractors can have the same issues as any business. Problems may surface later, or you may have concerns to address. But when you use an insurer’s restoration service, you have fewer options for resolving those issues.
**Hire Local-Hire UTR Construction
UTR Construction, of Niceville, is a State Certified General Contractor with a State Certified Roofing Division and Insurance Claims Department to guide your claim, negotiate needed repairs, and restore your damage. You pay your deductible, and the insurance company pays us. Call 850.712.7469 or Click utrconstruction.com for more information.
