10/15/2026
Turning 65 doesnāt necessarily mean you have to leave your employer health plan and enroll in Medicare right away.
If youāre still working, you may have decisions to make about Medicare and your employer coverage ā and factors like your employerās size, prescription drug coverage, HSA contributions and your spouseās coverage can all come into play.
Before making a change, understand how your current benefits work with Medicare and what deadlines may apply to you.