06/06/2026
Not every roof should be an insurance claim.
Lately, we're seeing more and more salespeople throw claims at the wall and hope something sticks. Is there sometimes storm damage? Absolutely. But some of these old hail claims are a stretch, and even insurance companies like State Farm are pushing back harder than ever.
The problem is when homeowners get caught in the middle. A denied claim can leave you frustrated, waste your time, and potentially raise red flags on your insurance history.
Before filing a claim, have a reputable roofer inspect the roof first. An honest assessment can save you a lot of headaches and help you understand whether you actually have a legitimate claim or if you're simply being sold one.
Not every roof needs a claim. Not every ding is hail damage. Get the facts before rolling the dice.