No one will do a better job of explaining & navigating the insurance process to get your roof replaced & looking great!
Through Aspen Exteriors charitable partnership
with Feed My Starving Children, approximately
every project completed with Aspen Exteriors
feeds one hungry child, every single day, for a
year. Find out more about Feed My Starving
Children and Aspen Exteriors here: http://bit.ly/2ptJa0Y
If YOU think you had hail....ALMOST this big....hit your home, call or text me to set up a no-nonsense roof check.
IT'S CONFIRMED! 11 News was there when the National Weather Service declared this hailstone a record-breaker! It measures 4.83 inches in diameter, beating the 4.5-inch record. Only on 11 News, hear from the family who took this photo at 5:30 and 10!
A great town...and feeling Grateful that my team can help many folks here that have Hail damaged roofs!
Now....about that humidity....😁😁
Roof Sales Mastery
What a deal.
Grateful to be helping people affected by Hurricane Florence. Some homeowners told by other companies it could be up to 4 months to get help.....For us....4 weeks max! I love my job!!
Loren Johnson Roofing Sales's cover photo
Courtesy of State Farm....and this is just what State Farm paid last year....! Costliest hailstorms in history for both Colorado & Minnesota.....and we helped 100s of homeowners in Both!! (100s in Nebraska & Missouri too!)
An oldie but a goodie.....
I want Spring!!
While I wait for spring weather......
In 2017, there were 16 weather and climate disaster events with losses exceeding $1 BILLION EACH across the United States. www.ncdc.noaa.gov/billions/ #StateOfClimate
Kick-start the New Year with no complaining! Here are "5 Things to Do Instead of Complain." Grab a copy of "The No Complaining Rule" book www.jongordon.com/ncr and the No Complaining wristbands as a reminder to stay positive! www.jongordon.com/wristbands
I hope you have a blessed, safe, and wonderful 2018 !
I'm looking forward to helping even MORE families in this new year....
Yes, State Farm HAS been busy this year....just like WE were!!
State Farm Insurance has paid $5 billion to its customers for weather-related catastrophes -- damage to cars, homes and other property so far this year --
Helping folks in Lawton, OK. Right next to Fort Sill....wonder if my brother in law Jason McBurley has ever been here......??
Capital of Nebraska at night.....
I like getting to interesting places to help people...how did I know THIS was here...in Sidney, NE of all places??
Like I said.......if the football stadium is located in the middle of downtown, you're in Nebraska!!
Love helping nice people who have had hail damage!!
If your customers hand you a bag of fresh-picked tomatoes and the H.S. Football field is in the middle of town, you're in Merna, NE.!!
Keep those affected by Hurricane Harvey in your thoughts & prayers......
This is 7:30am Sunday morning....and another 10+ inches of rain is expected.....
In case you're wondering how the different categories of a hurricane can affect a home....
“In case y'all are wondering how serious a category 4 is. #HurricaineHarvey https://t.co/uNvkavVE97”
Iowa! If you think you have damage from the June 30th storm it’s not too late to get your roof inspected!
Read more about the storm that hit Sioux City below and call us for fast, reliable inspections and service!
Blaine, MN.....Denver, CO.......Lincoln, NE.....and anywhere else I can help!!
Aspen Exteriors is a LOCAL contractor and has been servicing Anoka County since 2002. Contact us at 763-434-3687 or online at http://bit.ly/aspeninspect
If you don't know why I/We are so proud of our "A" rating with Angie' s List, hetes a Q&A with the founder....
If I can help you with any roof replacement questions, please let me know!
Angie’s List has added free educational webinars and is increasing their presence at industry events in order to talk one-on-one with roofing contractors.
Owens Corning Roofing
Platinum & Preferred contractors must meet high standards and strict requirements to join our network.
Hey guys, just a quick little snippet about hail and wind direction. There has been some chatter today about hail impacting roofs so we are clearing things up. There are two primary ways hail fall in thunderstorms. The first of which is the most common; hail falling more or less straight down with little to no wind influence. When hail falls straight down, it will impact entire roofs. Most storms do not have high wind driving the hail. Now for the storms where the wind impacts the wind, the storms motion, location, and part of storm impacting the location all play a role on the wind direction. Our hail swaths have wind speeds and directions on them but there are so many small scale variations that we give the majority of instances you will see. The strongest winds will come from the RFD which is typically a west or northwesterly wind. Most of the hail falls north of there where the wind speed will vary from places to place. Closest to the updraft, wind may be coming from the south and further east wind may be even northerly. All of these don't even consider what direction the storm is moving. So the main takeaways are:
1. Hail typically falls straight down, impacting all sides of a roof
2. When wind influences hail, all directions are possible.
Hopefully this clears things up!
-Lead Meteorologist John Choquette
We'll be busy in Denver all summer....
Nice thing about being a national company....we'll be helping in Denver, Dallas, Minneapolis as well as New Richmond, Humboldt, and Redwood Falls....and can help with more!!
The hail storm that hit Colorado on May 8 is on track to be the most expensive in the history of the state.
Rainy day of work in Dallas?? Time for a "side tour"!
If it's Monday, it must be Joplin, MO!
Helping people in Joplin, Kansas City, and Dallas this week. Aspenmobile is getting a workout!!
5 Simple Exercises That Will Transform Your Body in Just Four Weeks
When it comes to overall health, regular exercise and a healthy diet are of vital importance. Yet, it has been confirmed that the healthy eating habits lead to a bigger success and a happier life. However, besides the introduction of healthy and nutrient-rich foods, a workout is also extremely impor...
Always fun to get a little history with my work travels...those books are Marriage Records @ City Hall.....from 1848-Last week!
Keep an eye out....!
***FORECAST TRENDS CONTINUE TO INDICATE POTENTIAL FOR A HIGH IMPACT WINTER STORM LATE THIS WEEK***
The current forecast trends continue to indicate the potential for a high impact winter storm late this week for areas from the Southern Plains extending northeast into the Ohio Valley and Lower Great Lakes Region.
We have expanded our overall threat area slightly to include more of the Lower Great Lakes and into the Northeast. Current trends are indicating more moisture will work its way into this region where temperatures will be at or below freezing.
Our greatest threat area has only shifted slightly with a slight adjustment to the Northwest of yesterdays outlook.
This particular setup matches up with some fairly significant analogs of past events that have caused extensive impacts to utilities and property. It will be important to stay up to date on the latest forecast trends over the next several days.
What we know right now:
-There continues to be growing evidence of a potential major winter storm that could produce significant ice accumulations.
-The greatest risk area at this time appears to be from the Southern Plains extending into parts of the Ozarks and Mid-Mississippi Valley regions.
-If current trends continue, the potential exists for a potentially long duration ice storm that could have widespread impacts.
It will be important for residents within the possible threat zone to monitor the latest forecasts this week. Storm Mapping will continue to monitor this situation and update daily until we draw closer to this event.
You can get the latest forecast information by creating a Storm Mapping account for free. Get the latest forecast along with any watch/warning information from the National Weather Service. You can also see the latest storm reports and much more to stay informed.
If forecast trends continue to indicate this event, our team will be gearing up to deploy into the heart of this storm to document the impacts.
Sign up for a free account by clicking the link below:
One of the folks I am able to help in Bismarck ND.
We're going to help her replace all this back to New!
Love what I do!
My travels take me to some neat places....helping folks with hail-damaged roofs in the CENTER of North America
Mixed in among all the state people and business leaders in the North Dakota Hall of Fame, I found today 2 honorees that seemed a little....different
The Bismarck Tribune
Hail as big as 3.25 inches rained on Bismarck overnight, causing some damage around the city, according to the National Weather Service in Bismarck.
How did it affect you? Share your pictures of hail or damage below.
Feed My Starving Children
There are plenty of contractors out there, so why would you choose Aspen over the other guys?
Find out more about our credentials: http://www.aspenexteriors.com/about/credentials/
Understanding Your Credit Score And How It Impacts Your Home Ownership Prospects
Your credit score is an important part of your financial profile. It has a direct impact on your ability to take out loans.
The score itself is a numerical reflection of your credit history. It gives lenders a way to discern your reliability before approving a loan like a mortgage for instance.
Though this is the basic function of a credit score, it can also have a far-reaching influence over other aspects of home ownership.
Mortgage Loan Approval: Will Your Score Make the Cut?
First and foremost, the status of your credit score is a deciding factor in whether or not you are approved for a loan.
Even if you put down a large down payment on your home, a low credit score could still cause the loan to be rejected. For this reason, it’s best to wait until you’ve built up a good credit score before looking to purchase a house.
Mortgage Interest Rates: The Lower The Score The Higher The Rate
High interest rates are another reason to hold off on purchasing a home until you’ve obtained a very good credit score. While applying for a loan with the minimum credit score required might get the loan approved, it also means having to pay higher interest rates.
Shooting for a credit score above the bare minimum before applying for a mortgage will increase the likelihood of receiving a much lower interest rate. A higher credit score demonstrates a credit history of timely payments and the ability to successfully pay off debts, which are key factors in mortgage approvals.
Homeowner’s Insurance Approval And Premium Rates
An insurance broker running a credit check might seem a little out of the ordinary, but in actuality when is comes to home insurance, companies frequently run credit checks on prospective clients. When an insurance company inquires about your credit history, all they receive is your credit score and nothing more.
The nitty-gritty details of your credit history remain private. So, why are insurance companies running credit checks in the first place? Credit scores are an integral part of the scoring system they use to determine premium rates for each client.
Though your credit score might seem irrelevant in determining how likely you are to file an insurance claim, the industry argues that there is a documented connection between those who are more likely to file insurance claims and the lowly state of their credit scores. This trend has led insurance providers to offer higher insurance premiums to those with lower credit scores.
In some cases companies may refuse to insure a client based on a poor credit rating. Credit scores have a profound influence over financial transactions. You ability to make a large purchase like a new home can be severely hindered by a poor credit score.
If you have a low credit score, consider taking some time to repair your credit history before applying for large loans. Correct any lingering errors on your credit report and get into the habit of making consistent, timely bill payments.
Addressing these issues could dramatically improve your credit score in a year’s time, putting you in a much better position to tackle home ownership.
What’s Ahead For Mortgage Rates This Week – June 9, 2014
Last week’s economic news was mixed. Construction spending grew, but fell below the expected level. CoreLogic reported that April home prices continued to rise, but did so at their slowest growth rate in more than a year. Employment reports for private sector and government jobs indicated fewer jobs, but the national unemployment rate was steady. Here are the details:
Construction Spending, Home Price Growth Slows
Construction spending reported by the Department of Commerce reached $953.5 billion annually, and increased by 0.20 percent month-to-month against expectations of an 0.80 percent increase and the March reading of 0.60 percent growth.
According to CoreLogic, the rate of home price growth slowed to 10.50 percent year-over-year in April as compared to the 11.10 year-over-year rate of increase in April 2013. Home prices increased by 2.10 percent over March; these gains in home prices were the slowest posted in more than a year, but there was good news.
No states posted a drop in home prices, and eight states posted new record highs for home prices.
CoreLogic said that although a short supply of available homes has driven home prices up, price gains lost momentum due to affordability; CoreLogic expects home prices to increase at a slower pace and projects that home price growth will reach a pace of 6.30 percent by April 2015.
Mortgage Rates Mixed
Freddie Mac reported that mortgage rates for fixed rate mortgages rose while the average rate for a 5/1 adjustable rate mortgage fell. The average rate for a 30-year fixed rate mortgage increased by two basis points to 4.14 percent; discount points fell to an average of 0.50 percent. The average rate for a 15-year fixed rate mortgage also increased by two basis points to 3.23 percent; discount points were unchanged at 0.50 percent. Rates for a 5/1 adjustable rate mortgage averaged 2.93 percent, a drop of three basis points. Average discount points rose from 0.30 to 0.40 percent.
Jobs, Unemployment Data Suggest Economic Strength
Labor markets impact consumer decisions to buy homes; several labor-related reports released last week indicated that the economy continued to gain strength as more jobs were added and fewer workers filed jobless claims.
ADP reported that 179,000 private-sector jobs were added in May as compared to 215,000 jobs added in April. The Bureau of Labor Statistics released its Non-farm Payrolls report for May; 217,000 jobs were added as compared to projections of 210,000 jobs added and 288,000 jobs added in April.
New weekly jobless claims were reported at 312,000 as compared to expectations of 311,000 new jobless claims and the previous week’s 304,000 new claims. The four-week rolling average of weekly jobless claims fell by 2250 new claims to 310,250; this was the lowest reading since June 2007, and was 10 percent lower than the reading for the same week in April 2013 and was 17 percent lower than for the same week in 2012.
Another sign of economic growth was reported last week. Continuing jobless claims dropped to a seasonally-adjusted annual rate of 2.60 million for the week ended May 24; this was the lowest reading reported since October 2007.
The national unemployment rate for May matched April’s reading of 6.30 percent, and was lower than projections of 6.40 percent for May. The Federal Open Market Committee of the Federal Reserve (FOMC) has repeatedly cited an unemployment rate of 6.50 percent as a benchmark indication of economic recovery; it appears likely that the Fed may continue its tapering of asset purchases as it winds down its quantitative easing program.
This week’s scheduled economic news includes Retail Sales, Retail Sales without vehicle sales, and the Producer Price Index. Freddie Mac mortgage rates and Weekly Jobless Claims will be released Thursday, and the University of Michigan will release its Consumer Sentiment Index on Friday.
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