The Brevard Inspector LLC

04/06/2026

How Your Likes, Comments & Shares Help Local Businesses (Including Ours)

When you tap Like, leave a Comment, or Share one of our posts, it does more than you think.

Here’s what actually happens behind the scenes:

Facebook shows our page to more local homeowners

More people discover our services

Our posts appear higher in the feed

We build trust with the community

It helps us compete with big companies with big ad budgets

For small businesses like The Brevard Inspector LLC, your engagement isn’t just a number — it’s fuel.
It tells Facebook: “People care about this business. Show it to more people.”

So if you ever find our tips helpful, our posts useful, or our service valuable, a quick Like, Comment, or Share goes a long way.

Thanks for supporting local. It truly makes a difference.

03/26/2026

03/24/2026

What the New Wind Mitigation Form Looks Like & How It’s Filled Out

A Wind Mitigation inspection helps your insurance company understand how well your home is built to handle strong winds and hurricanes. The form is 6 pages long, and your inspector fills it out based on what they see during the inspection.

Here’s the simple breakdown.

The form includes:

Your name and address
The year your home was built
Details about your roof
How your roof is attached to your home
Whether your roof has extra water protection
Whether your windows/doors are impact‑rated or have shutters
Required photos to prove everything checked

It’s basically a checklist with boxes the inspector marks.

How Each Section Is Filled Out

1. Building Code
This tells the insurance company what building code your home was built under.

Why it matters:
Newer codes = stronger construction = possible discounts.
Your inspector checks the year built or looks up the permit date.

2. Wind Region
Florida is divided into wind zones.
Your inspector checks which zone your home is in based on your address.

Why it matters:
Higher wind zones require stronger building features.

3. Roof Slope
The inspector marks whether your roof is:

Steep
Not steep

Why it matters:
Some roof shapes handle wind better than others.

4. Roof Covering (Shingle, Metal, Tile, etc.)
The inspector lists:

What type of roof you have
When it was installed
Whether it meets Florida’s building code

Why it matters:
Newer roofs or roofs with proper approvals can earn credits.

5. Roof Deck Attachment
This is how the roof decking (plywood) is nailed to the trusses.

The inspector looks for:

Nail size
Nail spacing

Whether it meets modern standards

Why it matters:
Stronger nailing = roof stays on better in storms.

6. Roof‑to‑Wall Connection
This is how the roof structure is connected to the walls.

Options include:

Toe‑nails (weakest)
Clips
Single wraps
Double wraps (strongest)

Why it matters:
Better connections = big insurance savings.

7. Roof Shape
The inspector marks:

Hip roof (best for wind)
Flat roof
Other (gable, etc.)

Why it matters:
Hip roofs often qualify for discounts.

8. Secondary Water Resistance (SWR)
This is an extra waterproof layer under your roof.

Why it matters:
If your shingles blow off, SWR helps keep water out.

9. Opening Protection (Windows, Doors, Garage Doors)
This section checks whether your home has:

Impact windows
Hurricane shutters
Impact‑rated doors
Impact‑rated garage doors
The inspector marks the weakest opening, because that determines your rating.

Why it matters:
Full protection = major insurance discounts.

Photos Are Required
For every item checked, the inspector must include at least one photo as proof.

How Long the Form Is Good For
The form is valid for 5 years, as long as nothing major changes on the home.

In Plain English
A Wind Mitigation inspection shows your insurance company:

How strong your roof is
How well it’s attached
Whether your windows/doors can handle flying debris
Whether your home meets modern building codes

Stronger features = lower insurance premiums.

03/24/2026

Stay connected with The Brevard Inspector LLC for updates, tips, and inspection insights. Follow our page for helpful info and local homeowner resources: facebook.com/TheBrevardInspector.

03/24/2026

Citizens Insurance Cracks Down on Inspector Fraud: What Florida Homeowners Need to Know

Citizens’ Special Investigations Unit (SIU) has seen a rise in suspicious activity tied to insurance applications and claims.
According to Citizens’ Q2 2025 SIU summary:

314 investigations were opened in a single quarter, a 6% increase from the previous period.

62 cases were referred to Florida’s Bureau of Fraud (CID) for criminal review.

Wind and non‑weather water losses remain the top triggers for fraud investigations.

Citizens reports that fraudulent activity often involves:

Altered inspection documents

Misrepresented roof conditions

Concealed plumbing leaks

False statements on 4‑Point and Wind Mitigation reports

Real Cases: Inspectors Facing Criminal Charges
Citizens’ SIU has documented multiple cases where inspectors were arrested for falsifying reports used to obtain or maintain coverage.

Examples from recent SIU reports include:

A Brevard County home inspector arrested for concealing active plumbing leaks on a 4‑Point inspection used to bind coverage.

Agency personnel submitting altered documents to secure policies for clients.

Citizens is no longer treating fraudulent inspections as minor violations - they are pursuing criminal charges, including insurance fraud and filing false documents.

Why This Crackdown Matters for Homeowners
Fraudulent inspections don’t just affect insurers, they impact every Florida homeowner.

1. Higher premiums for everyone
Fraud drives up losses, which leads to higher rates across the state.

2. Delayed or denied claims
If Citizens discovers a falsified inspection after a loss, the claim may be delayed or denied pending investigation.

3. Policy cancellation
Citizens can cancel a policy if it was issued based on fraudulent or inaccurate inspection data.

4. Criminal exposure
Homeowners who knowingly participate in falsifying inspection documents can face charges alongside inspectors.

How Citizens Detects Fraud
Citizens’ SIU uses several tools and processes to identify fraudulent inspections:

Cross‑checking inspection data against claims history

Comparing photos and documentation with prior inspections

Verifying inspector credentials

Investigating suspicious patterns, such as multiple losses shortly after policy inception

Referring cases to the Florida Department of Financial Services (CID) for criminal prosecution

What Homeowners Should Do
To protect themselves:

✔ Use a licensed, certified inspector
Citizens prefers inspectors with verifiable credentials and experience.

✔ Avoid “cheap” or “fast paperwork” inspectors
If the price seems too good to be true, it usually is.

✔ Never ask an inspector to overlook issues
This can lead to criminal charges for both parties.

✔ Keep copies of all inspection reports and photos
Documentation protects you if Citizens questions the report later.

What This Means for Ethical Inspectors
For legitimate inspectors this crackdown is good news:

It removes bad actors from the industry

It increases trust in certified professionals

It reinforces the value of accurate, honest reporting

It highlights the importance of experience and integrity

Citizens’ own reports emphasize that fraud often involves unqualified or unethical inspectors, not certified professionals. My 45+ years of construction experience and 4,000+ inspections put us on the right side of this trend.

Conclusion
Citizens is taking inspector fraud seriously and the consequences are real. With more investigations, more referrals to state fraud units, and more arrests, the message is clear:

Accurate, honest inspections are no longer just best practice... they are essential for legal compliance and policy validity.

03/24/2026

Welcome to The Brevard Inspector LLC — Brevard County’s trusted source for professional home inspections, 4‑Point inspections, Wind Mitigation, Roof Certifications, and insurance‑ready reports.

With 45+ years of construction experience and over 4,000 inspections personally completed, I provide accurate, detailed, and reliable inspection services for homeowners, buyers, sellers, and insurance requirements across the Space Coast.

Services Offered:
• Home Inspections
• 4‑Point Inspections
• Wind Mitigation
• Roof Certifications
• Insurance Inspections

Every report is delivered with clear photos, honest findings, and fast turnaround times accepted by all major Florida insurance carriers.

📍 Serving all of Brevard County
📞 (321) 259‑2868
🌐 brevardinspector.com

Thank you for supporting a local, licensed, and InterNACHI‑Certified home inspector. I’m here to help you protect your home and your investment.

Trusted home inspections across Brevard County. 4‑point, wind mitigation, roof inspections, and insurance‑ready reports.

03/24/2026

Customer‑Focused

Every inspection is done with honesty, accuracy, and clear communication. Whether you’re buying, selling, or renewing insurance, you deserve a report you can rely on. Call anytime for scheduling or questions: (321) 259‑2868.

03/24/2026

Why Experience Matters

With more than four decades of construction and building experience, I know exactly what to look for during an inspection.
From structural issues to roof conditions to safety concerns, experience makes the difference.
Every report is clear, detailed, and designed to protect you.

03/24/2026

Insurance Inspections

Need a 4‑Point or Wind Mitigation inspection for insurance?
I provide fast, accurate, and fully compliant reports accepted by all major Florida carriers.
Serving all of Brevard County, Melbourne, Palm Bay, Cocoa, Titusville, Rockledge, Viera, and more.

03/24/2026

Welcome / Introduction

Proud to serve Brevard County as a Licensed & InterNACHI‑Certified Home Inspector.
With 45+ years of construction experience and over 4,000 inspections completed, I provide accurate, insurance‑ready Home, 4‑Point, Wind Mitigation, and Roof inspections you can trust.
If you need fast, reliable inspection services, I’m here to help.