Property360

05/16/2026

Property Condition Assessment on 21,000 sf in Largo, FL

05/12/2026

Built in 1967. Solid concrete. We don't build them like this anymore. Can't find a single crack; not even in the original grout on the thin brick.

05/01/2026

Property Condition Assessment and Phase I ESA in Hilliard

04/03/2026

15 year InterNachi member.

03/27/2026

Notice to Clients regarding Wind Mitigation inspections and reports

Florida is implementing a revised Uniform Mitigation Verification Inspection Form (OIR-B1-1802, Rev. 04/26) effective April 1, 2026. The update enforces stricter documentation, requiring comprehensive photographic evidence for every claimed credit, reducing reliance on visual assumptions. This shift aims to align premium discounts closer to actual structural resilience.

Key Changes to the 2026 Florida Wind Mitigation Form:

a. Effective Date: Inspections conducted on or after April 1, 2026, must use the new, updated form.
b. Stricter Documentation: Inspectors are now required to provide more detailed, high-quality photos and verifiable proof to support the mitigation features checked on the form.
c. Form Revisions: The OIR-B1-1802 form has been updated (Rev. 04/26) with new items, a revamped structure, and clearer definitions to reduce, ambiguities.
d. Inspectors must now research and define the Wind Speed Zone for the property.
e. Inspectors must now document the primary Roof Slope of the home.

Inspector Training: The update includes stricter standards for inspectors, who may need specialized training to complete the new form.

What Happens to Old Forms? Citizens Property Insurance Corporation will generally accept previous forms (Rev. 01/12) within their five-year validity period, provided no structural changes have occurred.

Focus on Documentation: The change shifts away from general observations, putting a higher burden on providing permits and detailed, documented photos for features like roof attachments and deck.

Key Takeaway from this change: Effective April 1, 2026, the more stringent requirements along with the increased research to document the Wind Speed Zone, additional site work, inspector training, updated software costs, increased liability on the inspector and additional time to complete the new forms will increase the cost of providing the Uniform Mitigation Verification Inspection Form.

03/22/2026

Salt water boaters...be careful bringing your possessions from your boat into your home. You just may be bringing termites home...

https://news.ufl.edu/2026/02/termites/?fbclid=IwY2xjawQsqx1leHRuA2FlbQIxMQBzcnRjBmFwcF9pZBAyMjIwMzkxNzg4MjAwODkyAAEeQzXlobdEHntG6kSwcaLZ106DKc5m1srATF0-wrtJFV3R3coQLki_IPMT5xs_aem_GOLoHQsKi06yzvTOYxlMmA

Florida’s coastal and urban counties continue to see the spread of two invasive termite species beyond South Florida. The species are now threatening structures statewide, according to a new University of Florida study.

03/18/2026

https://www.youtube.com/watch?v=aRmRVdY8BZg

This video explains why Florida's home insurance market has reached a breaking point, specifically targeting homeowners with properties built before 2010. We...

03/12/2026

Don't let this happen to you by hiring the cheapest and least qualified termite inspector you can find...

03/02/2026

https://www.facebook.com/reel/865323727783589

02/06/2026

A home inspector almost killed this $3m dollar sale by misclassifying the TAFS (texture acrylic finish) as EIFS (exterior insulated finish ) wall cladding. Unfortunately, many insurance carriers will not insure homes with EIFS wall cladding based on a lot of misinformation. We were able to identify the wall cladding as TAFS and this sale will close.