10/12/2026
DID YOU KNOW?
🏡 MYTH vs. REALITY: Waiting for Interest Rates to Drop?
💡 Here’s something many buyers don’t realize!
When interest rates are higher, there may be fewer buyers competing for homes. That can mean more negotiating power, better pricing, and greater incentives from builders!
🏠 Sellers may be more willing to negotiate on price, closing costs, or repairs.
🏗️ New home builders may offer interest rate buydowns, closing cost assistance, and special incentives to attract buyers.
📈 When rates drop, more buyers may enter the market, increasing competition and potentially driving home prices higher.
Remember: You can potentially refinance your interest rate later, but you can’t go back and negotiate yesterday’s home price!
❤️ The best opportunity isn’t always the lowest interest rate. Sometimes it’s the best overall deal!
💬 Would you rather buy at a lower price with a higher rate or pay more for a home with a lower rate?
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