07/06/2026
Georgia's PEN Program gives up to $12,500 toward your down payment. Zero interest, and nothing to pay back until you sell, refinance, or move out.
That's not a loan you grind down every month. It sits quietly behind your mortgage until you're done with the home.
Here's what it covers at Georgian Walk West:
FHA down payment (3.5%) on $240K = $8,400
PEN covers: $12,500 β
Leftover toward closing costs: ~$4,100
If you're a nurse, teacher, police officer, firefighter, EMT, or active/veteran military. This program was built for you.
Minimum credit score: 640.
Income limit: $130,290 (1β2 people) / $149,833 (3+ people).
Georgian Walk West starts at $240,000. All homes qualify.
DM us to see if you qualify.
π Georgian Walk West, Byron, GA | Starting at $240,000