06/25/2026
What should I do if a Chicago roofer wants all the money up front before starting work? β Gloria, 60619 / Chatham
π¬ ROOFING BY HERNANDEZ INC ANSWERS:
Gloria β DO NOT pay 100% upfront. This is one of the most common scams in roofing!
Here's the industry standard for payment:
π΅ Starting deposit: Little to NOTHING β or 10-15% max for special-order materials
π΅ Progress payment: After materials are delivered and work begins
π΅ Final payment: ONLY after the job is 100% complete and you've inspected it
Always:
β
Pay by check or credit card β NEVER cash
β
Get a signed receipt for every payment
β
Don't release final payment until all debris is cleaned up
β
Verify their license and insurance BEFORE giving a single dollar
A trustworthy contractor doesn't need all your money before doing
the work.
π Roofing By Hernandez Inc β Fair payment terms, no pressure. Serving Chatham proudly!