Daniel DiGuglielmo, Union Home Mortgage Lender NMLS #267473

09/16/2026

You are not late!!!

If buying a home didn’t happen in your 20s or even your 30s - you have plenty of company. Your timeline doesn’t need to look like anyone else’s.

When you feel financially ready, I’m here to help you understand what the next step could look like.

09/15/2026

If a family member wants to help with your home purchase - that’s great, but please talk to me before any money changes hands.

Gift funds usually need a clear paper trail showing where the money came from and confirming that it’s a gift rather than a loan. A quick conversation with me first can help keep the process moving without unnecessary complications.

09/14/2026

Buying a home has felt pretty intimidating for a while - especially if it’s your first one.

But I think it’s important to know that the market is constantly changing. And lately, we’re seeing some of those changes start to move in a direction that could help you.

Don’t assume you can’t buy based on what you’ve heard. Let’s actually look at your numbers and find out.

09/11/2026

The fun part is looking at homes. But before we get there, I want to help you answer three important questions:

• What fits your budget?
• What monthly payment feels comfortable?
• What does your next home truly need?

A little clarity upfront can make the entire search feel easier.

09/11/2026

Today we remember and honor the lives lost and the heroic efforts of our brave first responders.

“If we learn nothing else from this tragedy, we learn that life is short and there is no time for hate.” — Sandy Dahl, wife of Flight 93 pilot Jason Dahl.

09/10/2026

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.

09/10/2026

If you stepped away from your home search because there weren’t enough options, this market deserves another look.

More homes for sale can mean more choices, more breathing room, and a better chance of finding something that actually fits - not simply settling for what’s available.

Let’s see what’s changed since you last looked.

09/09/2026

A seller concession can be valuable, but how you use it matters.

Depending on the numbers, applying those dollars toward a rate buydown could affect your monthly payment differently than negotiating a lower purchase price. I’ll run both scenarios so you can see the actual impact before deciding.

09/08/2026

The graph tells a pretty clear story: the median price of a new home has climbed from $47,200 in 1980 to more than $410,000 today.

That growth didn’t happen in a straight line, and there have certainly been periods when prices declined. But over the long term, waiting for dramatically lower prices hasn’t historically been a winning strategy.

If you’re holding out for 2021 mortgage rates, remember: 2021 home prices may not be coming back with them. Let’s look at today’s numbers and determine what makes sense for you.

09/07/2026

There’s a lot that goes into deciding whether buying a home makes sense, and no single headline tells the whole story.

That’s why I like breaking down what’s happening and, more importantly, what it could actually mean for you.

You don’t have to become a housing or mortgage expert. You just need good information, the right context, and someone you can ask questions along the way.