18/07/2026
KOTA KINABALU: Sabahans who face difficulties securing housing loans through conventional channels are urged to apply under the Skim Jaminan Kredit Perumahan (SJKP), a Federal Government initiative under the Ministry of Housing and Local Government, to help them own their dream homes.
Sabah Housing and Real Estate Developers Association (Shareda) President Datuk Johnny Wong Chen Yee said SJKP is not a financial institution but a government-backed loan guarantee scheme that particularly benefits Sabahans with irregular incomes, including small business owners, micro-entrepreneurs and self-employed individuals who often fail to meet conventional banking requirements.
Full story: https://www.dailyexpress.com.my/news/284957/seek-skim-jaminan-kredit-perumahan-if-unable-to-obtain-home-loan/