18/10/2026
Should you buy a home with subsidence?
It really depends on whether the subsidence is historic, or active.
A home with historic subsidence that has been dealt with years ago and has proof of repair is often mortgageable and manageable.
Active subsidence cases can be a different story. These properties are often more difficult to mortgage and expensive to insure.
When viewing properties, make sure to look out for cracks wider than 3mm or windows that are jamming. Fine hairline cracks are usually house settlement, but a good rule of thumb is not to fully rule them out. Make sure you get specialist advice before you sign anything.
Read our full guide on buying a property with subsidence here: https://mainmark.co.uk/technical-blog/should-you-buy-a-house-with-subsidence?utm_source=Facebook&utm_medium=clicks&utm_campaign=blogjuly26