Loft Hatch UK

04/10/2026

Need £15k short term loan for 6 months to cover fees/legals/planning on my auction purchase Monday in Pudsey, Leeds.

Purchase £146k, GDV £350k, profit £104k — deal is solid.

Terms: £15k borrowed, £17,250 back in 6 months — 15% return (£2,250 profit for you).

Secured by loan agreement + personal guarantee. Can give second charge if you want it.

Need to lock by Sunday. You free for 5 mins

16/09/2026

*£150k INVESTOR - 2 HOUSE REFURB - 6 MONTHS*

Pair of semi-detached houses, North Yorkshire.

Auction 22nd Sept - guide £140k, max bid £225k. Address withheld until secured.

*Deal:* Buy and refurbish 2 houses, resell.

*Costs:*
Purchase: £140k-£225k
Refurb ( £45k each ): £90k
Fees / interest / legals / contingency: £45k

*Funding:*
Bridging: Up to £130k
Investor required: £150k

*Exit:*
GDV £560k-£620k
Sell within 5 months.

*Investor:*
£150k in, £180k back in 6 months.
£30k return - 20% fixed.
Secured 2nd charge.

*Decision needed ASAP - auction is 22nd Sept.*

06/09/2026

06/09/2026

1. How much cash have you got sat in your Ltd right now earning less than 4%?
2. What fixed return would actually make you move your money tomorrow?
3. Would you lend £25k if it was secured with a 1st charge at 60% LTV?
4. What stops you lending to other property investors?
5. Have you ever lost money lending on property and what happened?
6. What's more important to you - monthly payments or lump sum at the end?
7. Would you rather have 12% fixed or 50% of the profit?
8. How long is too long to lock your money up for?
9. Do you need a Personal Guarantee or is a 1st charge enough for you?
10. What proof do you need to see before you'd lend £25k?
11. Would you lend to someone who also runs a different business?
12. What's the biggest red flag you see when someone asks you for money?
13. How many people have pitched you for finance in the last 30 days?
14. Where is your cash right now - business account, savings, or already lent out?
15. If I offered you 12% fixed, 1st charge, PG, 12 months - would you say yes or no and why?
16. What's your biggest fear when lending privately?
17. What LTV would you need to feel safe?
18. Do you prefer lending on flips or BRRRs?
19. What makes you trust someone enough to lend them £50k?
20. If you had £100k to lend right now - what would your perfect deal look