18/09/2026
DID YOU KNOW? ๐๐ฅ๐ช
Driving into your own garage door isn't that uncommon. We've actually been assisting with quite a few of late.
What most homeowners may not realise is that if you hit your own property with your own car, it's often classed as two separate incidents:
1: A Car Insurance claim for your vehicle.
2: A Home Building Insurance claim for the garage door, tracks or frame.
If this is the case, it means paying two separate excesses before your repairs begin.
It's all well and good to say "count to 3 and wait until the roller door has completely cleared before driving" or "take an extra second to check before accelerating" but we get it... we all have those days. You're running late for work or an appointment, rushing or dealing with distractions in the car like the kids.
We are all human. ๐