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07/04/2026

Before the Iran war began, mortgage rates had fallen below 6% for the first time in 3.5 years, setting up a promising spring housing market. Since then, rates have risen five consecutive weeks to 6.46%, the highest in seven months, adding $117 to the monthly payment on a median-priced home.

07/04/2026
07/04/2026

Ilhan Omar's Citizenship Scam Exposed: No Records, Fake Birth Year, and a Seat in Congress She Never Earned

Radical Democrat Rep. Ilhan Omar has long claimed she became a naturalized U.S. citizen at age 17 when her father was naturalized around 2000. But the facts tell a different story—one of deception that strikes at the heart of American sovereignty.

Public records and archived legislative pages show Omar quietly changed her birth year from 1981 to 1982 in 2019. Why the switch? If she was born in 1981, she would have been 18 or older when her father allegedly naturalized, making her ineligible for derivative citizenship as a minor. She needed to appear younger to prop up her story.

Even worse, a 2023 Freedom of Information Act request by investigator and former congressional candidate AJ Kern turned up nothing. USCIS confirmed no naturalization records exist for her father, Nur Omar Mohamed (or name variations like Nur Said Elmi Mohamed). The official letter from the agency spells it out: zero documentation of the citizenship process Omar swears by.

That means Ilhan Omar could not have derived citizenship through her father as she claims. Her mother never even immigrated to the U.S. So how exactly did this Somalia-born congresswoman become a U.S. citizen and land in the House of Representatives?

Omar's entire immigration narrative is collapsing under scrutiny. No father naturalization. A convenient birth year tweak. Yet she keeps her seat, collects a taxpayer salary, and pushes policies that undermine the very borders that let her in.

This isn't a paperwork glitch—it's a brazen fraud that questions her eligibility under the Constitution. Time for real investigation, voter fraud complaints in Minnesota, and swift removal if the records don't add up. America doesn't owe radicals like Omar a free pass to game the system. Get her out.

06/04/2026

I remember when 6 months of housing supply was considered a balanced market.

We just hit 9.7 months.

That number quietly jumped 21% in a single month, from 8.0 in December to 9.7 in January 2026, according to the U.S. Census Bureau and the Department of Housing and Urban Development.

Here's the part that should get your attention.

This level of inventory has only happened 6 other times in U.S. history. Five of those times a recession followed. The sixth was 2022. We're still sorting out that verdict.

And the months supply number isn't even the most alarming data point right now.

New home sales collapsed 17.6% in a single month. Existing home sales are sitting roughly 35% below their pandemic peak, near levels we haven't seen since the depths of the 2008 bust.

J.P. Morgan is forecasting 0% home price growth nationally for all of 2026. CoreLogic is already clocking year-over-year price growth at just 0.9%, one of the softest readings since the post-Great Recession recovery.

America's Credit Unions Chief Economist came out earlier this year and said it plainly: the housing sector is already in a recession.

Builders aren't sitting on 9.7 months of inventory because they got greedy. They're sitting on it because buyers can't move.

Mortgage rates are still north of 6.5%, affordability remains brutally tight, and the people who want to buy are getting priced out while existing homeowners are locked into 3% rates they'll never give up voluntarily.

So inventory keeps stacking while sales keep shrinking.

I'm not predicting a broader economic recession. But 20+ years as a CFP® has taught me to pay attention when this many housing indicators start flashing at the same time.

Right now, a lot of them are flashing.

26/01/2024

1This generator is rated in accordance with UL (Underwriters Laboratories) 2200 (stationary engine generator assemblies) and CSA (Canadian Standards Association) standard C22.2 No.100-14 (motors and generators).

Certified Professional Inspector - Presque Isle, Maine
01/12/2021

Certified Professional Inspector - Presque Isle, Maine

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