09/10/2026
There’s a housing need between affordable and luxury. The TenLo was designed to help fill it.
When Blackline began planning the redevelopment of 1001 Locust, we saw an opportunity to create something downtown St. Louis needs: high-quality, amenity-rich housing at a more attainable price point.
The result is The TenLo — a $15.5 million transformation of the historic Farm and Home Savings and Loan Association Building into 60 studio, one-bedroom and two-bedroom apartments, along with ground-floor commercial space.
As Blackline co-founder Michael Schwartz shared with the St. Louis Business Journal, the goal is to serve people who may not qualify for affordable housing but don't have the budget for many luxury apartment communities.
It's a philosophy that goes beyond The TenLo. Thoughtful real estate development starts with understanding what a market needs — then finding ways to create places that respond to that need.
At 10th + Locust, that means preserving a historic St. Louis building, bringing new residents downtown and creating another high-quality housing option in the heart of the city.
Read more: https://www.bizjournals.com/stlouis/news/2025/08/22/downtown-office-residential-conversion-farm-home.html