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Grind City Roofing & Renovations

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United States
Munford, TN
Grind City Roofing & Renovations

Welcome to Grind City Roofing & Renovations. We are here to restore the midsouth one home at a time

08/23/2026

24/7! 365 days! We are here to help
License! Bonded! And insured!

07/23/2026

Contact MJ at Dick Moore Housing !

07/05/2026

🔥 Another Busy Two Weeks at Grind City Roofing & Renovations! 🔥
The last couple of weeks have been packed, and we're incredibly thankful for every homeowner who trusted us with their home.

✅ We completed a full garage clean-out, hauled away years of clutter, repaired damaged drywall, installed a brand-new garage ceiling, and gave the space a fresh, clean look with full wall painting as well

✅ We also built a brand-new custom deck for a homeowner who hadn't had a safe, usable deck in 8 years. Seeing them finally able to step outside and enjoy their backyard again is exactly why we love what we do. We love it when homeowners send photos of them enjoying their new decks. Sitting outside enjoying their morning coffee cooking out and having friends and family over

✔️ We also removed a 30 yr old deck that was not safe to be walking on. Broken boards. It was time for a full facelift to bring this home into 2026. We widened the deck adding almost 100 sq ft to this deck.

No matter the project—inside or outside—we take pride in doing the job right with quality craftsmanship and honest service.
If your home needs repairs, renovations, a new deck, roofing, drywall, painting, or storm restoration, we're ready to help.
📞 Grind City Roofing & Renovations
901-273-6004
Built on Pride. Backed by Honesty.

04/24/2026

Every year shop your homeowners policy. Make sure you know what your policy covers

Insurance company suggestions based upon ease of claim process and homeowner coverage with full roof replacements

1. USAA if military in family
2. Shelter
3. Erie
4. AllState

04/15/2026

A major issue we are running into today is homeowners are uniformed about what their policy means along with insurnace companies switching homeowners from RCV to an ACV policy when they renew. Why this matters to you

Writing
🏠 ACV vs RCV Roof Coverage — What Every Homeowner Needs to Know
At Grind City Roofing & Renovations, we don’t just replace roofs — we help you understand what your insurance actually covers 👇
🔹 ACV = Actual Cash Value
👉 This means your insurance only pays for your roof’s current value (after age & wear).
Example:
If your roof is older, insurance deducts depreciation — meaning YOU cover the difference out of pocket.
✅ Pros:
• Lower monthly insurance premiums
• Cheaper upfront policy cost
❌ Cons:
• Higher out-of-pocket costs when damage happens
• Older roofs = significantly less payout
• Can leave homeowners stuck paying thousands
🔹 RCV = Replacement Cost Value
👉 This means your insurance pays what it costs to replace your roof at today’s prices (minus deductible).
Example:
Even if your roof is 15+ years old, you’re still covered for a full replacement value.
✅ Pros:
• Much lower out-of-pocket costs
• Full roof replacement coverage
• Peace of mind during storms
❌ Cons:
• Higher monthly premium
• May require roof to meet certain age/condition requirements
💡 The Real Difference:
ACV = “You share the cost”
RCV = “Insurance covers the majority”
⚠️ Why This Matters in the Mid-South:
With storms, hail, and high winds around Memphis & North Mississippi — your coverage type can be the difference between:
💰 Paying a small deductible
OR
💸 Paying thousands out of pocket
🔨 Our Advice at Grind City Roofing & Renovations:
If your roof qualifies, RCV coverage is almost always the better long-term protection
📞 Not sure what your policy is?
We’ll review it with you for FREE and explain it in plain English
Grind City Roofing & Renovations
📱 901-273-6004
👉 Protect your home BEFORE the next storm hits

Address

Munford, TN
38058

Telephone

+19017217371

Website

facebook.com

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