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WD Thomas Homes When you build your home with WD Thomas Homes NGA, LLC you work with the owner of the company. Servi

10/11/2026

Honoring the Significance of Indigenous Day

Homebuyers Enjoy More Choices as Builders Lower PricesIt’s a challenging season for single-family home builders: even wi...
10/10/2026

Homebuyers Enjoy More Choices as Builders Lower Prices
It’s a challenging season for single-family home builders: even with many lowering prices, buyer traffic remains slow. Builder confidence has now dropped to a one-year low, and it’s not hard to see why—rising mortgage rates, high construction costs, tight lending conditions, labor shortages, and limited land availability are all adding pressure.

Over the years, I’ve seen how these factors ripple through our North Georgia market, especially for families looking to move up or find a right-sized home. My experience with new construction means I understand how pricing shifts impact your options and timing. If you’re weighing whether to wait or make a move, know that the landscape is changing quickly—and sometimes, the right opportunity comes just when you least expect it.


https://www.housing-trends.com/agent-news/victoria-thomas-1153425/2071166-Homebuyers-Enjoy-More-Choices-as-Builders-Lower-Prices

10/07/2026

US Existing Home Sales Hit a 14-Month Low
The latest data shows US existing-home sales have dipped to a 14-month low, slipping just under 4 million at a 3.98M annual pace in mid-Q3—a 2% drop from the previous month. As someone who’s spent over 20 years guiding North Georgia buyers through every type of market, I can tell you: this kind of shift brings both challenges and real opportunities.

With 30-year fixed mortgages averaging close to 7% and supply expanding to 4.9 months, buyers are seeing more choices than we’ve had in quite a while. Even with higher rates, the median home price hit a record $429,100, largely driven by strength at the upper end of the market. Yet, steady job growth and rising wages continue to support demand, especially for those making a first move or considering a change.

First-time buyers made up 30% of purchases in mid-Q3, and 27% of sales were all-cash. Homes are spending a bit longer on the market—about 31 days on average—which means there’s more room to negotiate, especially with inventory building up. For anyone thinking about moving up, downsizing, or considering new construction, this evolving landscape can work in your favor. Having helped countless families navigate changing conditions, I know how to uncover opportunities that might not be obvious at first glance.

10/06/2026

Cities with the most expensive homes in Georgia
As someone who’s spent over two decades guiding buyers through every corner of North Georgia, I’ve watched home values in our cities climb from $513K all the way to $4.4M—especially across the Atlanta metro. Over the last year, prices have shifted anywhere from a 3.5% decrease to a 7.3% increase, and in the past five years, some areas have seen as much as a 50% boost. With today’s mortgage rates at 6.76%, affordability is on everyone’s mind—and I get calls every week from folks wondering what these numbers mean for their next move. Whether you’re thinking of moving up or downsizing (or eyeing new construction), understanding how prices and rates impact your options is key. My goal is always to make sure you have clear, timely answers so you can turn uncertainty into a confident step forward.

10/05/2026

US Mortgage Costs Hit 14-Month High
With mortgage costs at a 14-month high and the typical U.S. buyer’s monthly payment now reaching $2,600, it’s clear that affordability remains a challenge for many. The national median sale price has held steady—up about 2% year-over-year to nearly $399,000—which has kept both pending sales and mortgage-purchase applications on the quieter side. Around the holidays, new listings dipped month-over-month, but they’re still a touch above last year’s numbers.

In my experience working with North Georgia buyers and sellers—especially those moving up or downsizing—seller strategy is more important than ever. About 21% of active listings recently cut their prices, and I can tell you firsthand that realistic pricing draws attention, while overpricing tends to stall out interest. Inventory has also improved a bit, with more homes on the market and supply now near four months, though we’re not quite at a balanced market yet.

Whether you’re exploring new construction or weighing your options in a shifting landscape, navigating these numbers takes both experience and responsiveness. I’m always here to help you make sense of the details when you’re ready to make your move.

Starter-home market cools, buyers gain leverageIt’s an interesting time for North Georgia homebuyers—especially those ey...
10/02/2026

Starter-home market cools, buyers gain leverage
It’s an interesting time for North Georgia homebuyers—especially those eyeing their first place. The starter-home market has cooled a bit, and I’m seeing more affordable listings, occasional price cuts, and far fewer bidding wars. In fact, sales in this segment dipped by 5.4%. Meanwhile, luxury home sales actually climbed 6.2%. With mortgage rates hovering near 6.8%, affordability is still a real challenge, but buyers finally have a little extra leverage and less competition to contend with. After two decades guiding clients through these shifts—whether you're moving up, downsizing, or just starting out—I know how quickly the landscape can change. If you’re weighing your options for your next move, now might be the right moment to explore what’s out there.


https://www.housing-trends.com/agent-news/victoria-thomas-1153425/1975432-Starter-home-market-cools%2C-buyers-gain-leverage

09/30/2026

Could U.S. Rates Stay Higher in 2027?
With all the talk about whether U.S. interest rates might stay higher through 2027, I’m keeping a close eye on what this means for folks looking to buy or sell a home in North Georgia. Persistent inflation and those stubbornly high Treasury yields have made it less likely we’ll see a quick return to those ultra-low rates we enjoyed a few years back. The Federal Reserve has the tough job of weighing inflation against signs the economy may be losing steam. For families and local buyers, higher long-term yields could mean steeper borrowing costs—not just for homes, but for businesses and real estate in general. In times like these, I always recommend a balanced approach: understanding how rate uncertainty, inflation, and fiscal pressures all play into your financial decisions. After two decades guiding clients through every kind of market, I know how important it is to have a plan that fits your needs, whether you’re moving up, downsizing, or eyeing new construction. Let’s stay informed and ready for whatever the market brings.

09/29/2026

Immersive tour for 5424 Oak Manor Murrayville

09/29/2026

Bridging the Gap: Steps Toward Affordable U.S. Homeownership
It’s eye-opening to see just how wide the gap still is between what most American households earn and what it actually takes to afford a typical home. The numbers say it all: the average income needed to comfortably afford a home is $109,796—yet the median household income falls short by $22,197. That’s a reality many families feel firsthand, especially those thinking about moving up or finding a home that fits a new chapter. Still, there’s a glimmer of hope: affordability has inched up a bit, with 34.2% of listings now within reach—up from 30.5% previously—as incomes have grown a little faster than housing costs. After two decades guiding North Georgia buyers through the ups and downs, I know how personal these numbers can feel when you’re ready for a change. Whether you’re considering new construction or weighing the timing of your next move, understanding these trends is key to making your best decision.

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